Erich Čomor

Following a short break, I joined CVC and Emma Capital investors in acquiring Packeta Group to drive a generational change in parcel delivery. We are the one-stop shop for tens of thousands of e-commerce clients providing complete range of parcel delivery options. We are a love-brand for millions of customers across seven Central-European countries enabling parcel delivery to homes, automated lockers and delivery points. My task is to double the size of Packeta by expanding our delivery network and delivering more of loved products and services. Life is better when you do not have to organize your days around courier delivery window or a visit to a post office.

A dual-CEO role with additional responsibility for Austria's Gurkerl (member of Rohlik Group). Successfully integrated the Austrian and German operations in a single organisation.

It is nuissance to spend hours and driving miles to keep the fridge and pantry stocked. That is why Knuspr enabled its customers to buy phenomenal range of groceries online and have them comfortably delivered in less than 3 hours. Member of the Rohlik Group, started in Munich and followed in Frankfurt, it redefined online grocery in Germany.

The next generation of Air Bank, our previous success and the fastest growing bank in the Czech Republic, Velvon's mission was to establish the first strictly digital bank that German clients will consider intuitive and trustworthy enough to ditch their traditional banks and use Velvon as their main one … for all their paying, saving, borrowing and even shopping. However, in light of of onsetting Covid crisis, Velvon has been shut down as its parent company, Home Credit Group, terminated new projects in Europe to focus on rescuing its Asian assets. With three months to the launch, completed technology stack and banking license on track, Velvon team was disbanded in April 2020.

Task at hand: redefine the business strategy and implement global initiatives in Home Credit Group while continuing in the role of Chairman of the Board of Air Bank. In 2015, on a rescue-mission in Beijing to introduce strategic changes in the Home Credit China's business model to defend a financial-institution license. Mission accomplished, relationship with regulator has been stabilized, followed by unprecedented growth of Home Credit in China. Subsequently managed Home Credit country businesses (Czech, Slovak, Vietnam, Indonesia) as a Regional CEO.

I founded a brand new digital bank in the Czech Republic. Created an innovative concept for retail banking, built proprietary solution and launched in 22 months after the start of the project. Acknowledged as the most innovative bank in the market with unique customer processes and major innovations in transactional banking, lending, insurance. Exceeded the most aggressive targets and turned the bank profitable 23 months after launch. Managed a smooth transition to a home-grown CEO and maintained the role of the chairman of the board in 2014 in order to support a critical mission for PPF Group in China.

Non-executive leadership of SID (a leading credit register operator in the Czech Republic) through regular board meetings and personal coaching of the SID's CEO.

Member of PPF Group. Responsible for complete Czech and Slovak operations of Home Credit, CZK 15 billion of assets. Diversified portfolio from POS lending to cash loans and credit cards businesses. Built new profitable business of used-car financing. Increased net profit by 30% annually, annual sales by 21% and market share from 19% to 33%, driving Home Credit from the distant third to #1 and #2 in the Czech and Slovak markets, respectively. Managed a smooth transition to a home-grown CEO upon transition to a new mission within PPF Group - founding of Air Bank.

Responsible for product management, marketing and research of retail banking and sales finance. Delivered 23% average annual growth of lending revenues throughout 2004-2007 and over 30% increase in profitability via product and communication innovations. Launched innovative credit card making GE Money the largest credit card issuer in 2005-2006, driving market share in credit cards from 3% to 18%. Built new channel for sales of lending and insurance products via ATMs; delivering 10% of incremental volume in the sales of loans, overdrafts and credit cards. Launched “Reversed Mortgage”, awarded the best mortgage product of 2005. Re-branded to “GE Money”, winning “The World’s Most Productive GE Money Launch” award.

Implemented new sales model for Affluent and SME segments for a leading Czech bank; resulted in over 30% increase in net revenues. Managed rapid tactical re-pricing initiative for a major European bank with an incremental annual profit impact of over USD 15 million. Designed mid-corporate sales model for a leading Russian bank; led regional pilot delivering over 100% increase in revenues from the segment. Increased sales efficiency in a leading Eastern European insurance company by 15% through a sales force redesign. Built innovative business model for ADSL service for retail customers of Middle-East telecom operator. Led two subsequent cost-reduction programs in the leading Eastern European telecom company resulting in the reduction of headcount by 22% over period of two years.

Developed strategy and managed execution of the flagship detergent brand re-launch, resulting in regained #1 position in the market and significant increase in profitability. Managed pilot implementation of mobile sales model in the Czech Republic; resulted in sales coverage expansion of 2,400 additional stores and 20% increase in total company’s sales. Designed strategy for and managed the introduction of a line extension of a leading fabric softener; achieved 22% incremental increase in volume; rated as the country's best initiative of the year. Developed TV commercial for a fabric softener that achieved highest historical impact on sales in the country and scored as number one TV commercial in consumer ratings (Azurit brand).